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Social Purpose Real Estate Financing

Building affordable and sustainable communities

Purpose-driven real estate is a powerful tool for positive change.

VCIB provides construction, term, and acquisition financing for commercial real estate developers that are committed to building affordable and sustainable communities across Canada. We call it social purpose real estate.

Loan Features

Typical
loan size:
$2M - $45M+
Loan to value:
Up to 75%
Term:
1 to 5 years
Amortization:
Up to 30 years
Interest rate:
Fixed and
variable

What
we finance

Affordable
housing

Green
buildings

Arts, culture &
community spaces

Non-profit
properties

Cooperative
housing

Heritage
buildings

Investor Owned Real Estate

Investor Owned Real Estate

Market Retail Housing

What
we offer

Construction Financing

Construction
Financing

Long-Term Financing or Refinancing

Term
financing

Short-Term & Bridge Financing

Retrofit Financing

On-bill financing or PACE structures

CMHC Insured
financing

Acquisition Financing

Acquisition
Financing

Retrofit Housing

To learn more about our rate structures and financing options, download our real estate financing brochure.

Download Brochure

Co-operative Housing

We provide reliable and flexible financing to meet the specific needs of each housing co-op. Our financing covers capital repairs, mortgage refinancing, and much more.

Learn More

solar eqipment

Meet our real estate financing team

Our real estate experts provide reliable and flexible financing to meet the specific needs of your project. We approach project-specific complexities with creativity, positivity, and a spirit of partnership. ​
Eric Visser
Director, Commerical Real Estate
Trish Nixon
Managing Director, Climate Finance

To date, we have financed:

80 +
social purpose real estate projects
3299 +
units of new or preserved affordable housing
943182 sq.ft.
of non-profit, co-working, cultural and community spaces

Tell us about your project and get started today.

Get Started

Vancity Community Investment Bank is a member of CDIC and is a Certified B CorpTM